Conforming Loans

Find current mortgage rates and local lenders for conforming home loans.  For a single family residence (in most states) this means any new home loan under $417,000.

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Jumbo & Super Jumbo

Contact mortgage lenders and start comparing rates for home loans over $417,000.  From interest only to fixed rates, learn more about jumbo and super jumbo home loans today.

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Conforming Loan Limits - 2007

Every year, new loan limits are announced for home loans which may be purchased by the Federal National Mortgage Association (FNMA, or Fannie Mae) and the Federal Home Loan Mortgage Corporation (FHLMC, or Freddie Mac). These corporations are the two largest "secondary market" agencies - corporations that purchase closed loans from mortgage lenders.

  • 1 Family     -     $417,000 (same as 2006)

  • 2 Family     -     $533,850 (same as 2006)

  • 3 Family     -     $643,500 (same as 2006)

  • 4 Family     -     $801,950 (same as 2006)

These new limits are effective for home loans closed on or after January 1, 2007 and are the same as limits set for 2006.  The maximum loan amounts for one-to-four family mortgages in Alaska, Hawaii and the U.S. Virgin Islands are 50% higher than the limits for the rest of the country.  Conforming loans refer to loan sizes that 'conform' to the maximum loan amounts listed above.